Financial Planning

Many people will offer you advice on which investments to buy. But there's more to your financial life than your RRSP. Estate taxes, income taxes and education funds for your children are just some of the other complex aspects of your total financial picture.

You need a Certified Financial Planner to help you develop an effective financial plan.

Personal financial planning focuses on you as an individual – bringing together all the financial and psychological factors that have an impact on your life.

A well-designed financial plan will help you reach your personal financial goals and objectives, and give you a greater sense of security.

Many people call themselves financial planners, but the true professional financial planning practitioner uses the Total Financial Planning Process, which is made up of six distinct steps.

  1. Helps you clarify your present situation by collecting and assessing all relevant financial data – assets and liabilities, tax returns, records of securities transactions, insurance policies, wills and pension plans.
  2. Helps you to identify financial and personal goals and objectives, and also to clarify your financial and personal values and attitudes.
  3. Helps you to identify financial problems that can create barriers to your financial independence.
  4. Provides you with written recommendations and alternative solutions. These should be structured to meet your needs without undue emphasis on purchasing specific products.
  5. Assists you to implement the right strategy to ensure that you reach your goals and objectives.
  6. Provides a review and revision of your plan to ensure that you achieve your goals.

How do you know if you need a Financial Planner?

People hire financial planners for many reasons. These questions may help you decide if you need professional financial advice.

  • Do you have the time to attend to your personal financial affairs?
  • Are you confused about conflicting financial advice from several sources?
  • Do you feel you are paying too much tax?
  • Are you confused about where to invest your money?
  • Do you feel that you can't make ends meet?
  • Do you feel that you can't save any money?
  • Has there been a recent change in your life that could affect your financial future, such as retirement, job loss, an inheritance, an addition to your family, or loss of your spouse?




DreamQuest Financial Planning, Planner

What is DreamQuest®?

DreamQuest® is our exclusive seven-step financial planning process that determines your financial goals with professional advisory support for implementation and achievement.

Discussions with you help us determine your goals and overall financial situation to make recommendations for desired results. The process begins by gathering information to identify your financial resources and obligations. We listen, and help you to better understand the financial planning process, strategies, products and services.

Independent and objective planning advice putting client interests first is given so you can make smart choices toward financial success. Budget and save, buy a home, educate your child or plan for retirement with help from a professional financial planner.

Keep Your Quest on Track

As a result of our DreamQuest ® financial planning process analysis we consider all your issues and create a Charted Wealth Plan that builds and preserves wealth to fund the quest for your dreams.

Taking into account your values and risk tolerance an astute portfolio of investment and insurance holdings is assembled to fulfill your plan. Our knowledge of current tax laws and tax planning can maximize your assets for your lifetime and the beneficiaries of your estate.

We carefully select world-class money managers when planning to protect, invest and preserve your wealth.

Welcome change and take comfort in knowing you have a Charted Wealth Plan made for you that adapts easily to the changes throughout your life.

Grow With Us

Regular monitoring and progress reviews with you ensure your Charted Wealth Plan stays current. This ongoing evaluation allows us to capture what is new or better and make adjustments required to help you achieve your life dreams. You can feel confident your plan is always up to date with your personal circumstances. With a plan you believe in and can follow, you’ll have more time to live life on purpose.

Professional financial planning provides individual answers to your personal financial situation giving proper consideration to all your needs. With realistic expectations, enough time and adequate funding, dreams can come true. Take time today, plan for tomorrow by making Ostic Financial Group Your Partner in Financial Security.

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Mutual Funds Provided Through FundEX Investments Inc.

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